Lochs of family fun in the Highlands

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Older couple and family sat on steps

Make memories to cherish forever by investing with the Holiday Property Bond and enjoy a lifetime of holidays

"To see the expressions of wonder on our grandchildren’s faces when we arrive at a Bond site is magical,” smiles Jan Harding from Surrey. “And seeing the fairy-tale castle of Tigh Mor in the Scottish Highlands, with its sparkling loch, was no exception. They were beside themselves with excitement!”

When Jan and her husband Andy became Bondholders in the mid 1990s, grandchildren were the last thing on their minds. “Our children were only young themselves so we certainly weren’t thinking about the next generation. However, 30 years on and we have four lovely grandchildren and are beginning to appreciate all over again how special the Bond is and just how much it has to offer.”

Tigh Mor was the latest in a number of highly successful family holidays for Andy and Jan, daughter Ciara and her husband Michael, grandchildren Sophia, 11 and Oscar, nine, Australian Labradoodle Honey, and son Phil, his wife Louise and their children Benjy, 13, and 11-year-old Annabel.


Safe and inclusive

“There’s so much to love about the Bond,” Jan continues, “not least the wonderful choice of locations, and the excellent onsite facilities and activities; especially the Kids’ Clubs, which are a brilliant idea. There’s something for everyone. Two of our grandchildren have special needs, so we really appreciate the safe environment HPB provides at all its sites – they can enjoy some freedom. And the staff are really responsive, helping us get settled in – nothing is ever too much trouble, which is why we’re such fans!”

Two adults and children stood by lake


Lochs of fun

“There’s never a dull moment wherever we go,” adds Phil, “and this trip has been no exception. We packed in so much in a week, including fly fishing, whisky tasting (just the adults!), climbing Ben A’an, visiting the Kelpies and Stirling Castle, riding on the Fairkirk wheel, taking a boat trip on Loch Katrine aboard the Sir Walter Scott and spending a day in Edinburgh. But the highlight has got to be paddle-boarding on the beautiful loch in front of the castle. It’s an iconic setting. Ciara and her family are experienced paddle boarders and were patient teachers; it was such fun. Even Honey had a go!”

“Sadly our holiday was over too soon,” Jan concludes, “but guess what? We get to do it all over again next year. We just need to decide where to go. That’s the magic of HPB!”

Man and woman paddleboarding

Visit HPB website for more information. 


Do more with Boundless

If you're working in or retired from the public sector or civil service, Boundless has two great membership options to choose from: Boundless and Boundless Plus.

With Boundless, you get unlimited access or discounted entry to many of the UK’s top attractions including Kew Gardens and Wakehurst and WWT centres across the UK, as well as year-round deals on restaurants, holidays, shopping and much more. With Boundless Plus, you can enjoy additional benefits including unlimited access to Historic Royal Palaces sites, National Trust for Scotland places, access to the Ramblers' extensive group walks and routes, and peace of mind with roadside assistance and local recovery by LV= Britannia Rescue.


Compliance

Exclusive holidays for life: An initial payment from £5,000 and a quarterly fee of under £38 (that is around £150 a year), which can increase in line with but not exceed the Retail Price Index Excluding Mortgage Interest (RPIX), gives you access to all HPB’s holiday homes. For each HPB holiday, you will pay a no-profit user charge covering only property running and maintenance costs and use of on-site facilities. 

The average charge is the same throughout the year, and for a studio is around £372 a week and £569 for a two bedroom property. Larger properties are also available. After an initial charge of 25% your money is invested in a fund of holiday properties and securities. 

The fund itself meets annual charges of 2.5% of its net assets at cost, calculated monthly. Your investment return is purely in the form of holidays and, as with most investments, your capital is at risk. You can surrender your investment to the company after two years or more (subject to deferral in exceptional circumstances) but you will get back less than you invested because of the charges referred to above, as well as other overheads and changes in the value of the fund’s properties and securities.

This advertisement is issued by HPB Management Limited (HPBM), the main UK agent and the property manager for HPB, authorised and regulated by the Financial Conduct Authority, registered at HPB House, Newmarket, Suffolk, CB8 8EH. HPB is available exclusively through HPBM. HPB is issued by HPB Assurance Limited (HPBA) registered in the Isle of Man and authorised by the Financial Services Authority there. HPBM promotes only HPB and is not independent of HPBA. Holders of policies issued by HPBA will not be protected by the Financial Services Compensation Scheme if the company becomes unable to meet its liabilities to them but Isle of Man compensation arrangements apply to new policies.

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